Archive for December, 2009


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PostHeaderIcon How to make money with digital camera?

Please tell me.

Take pictures and sell them onEbay is a good option.

PostHeaderIcon Internet Surveys Are An Easy Way To Make Money Online

f you are resourceful and somewhat of an opportunist, there are many, many ways to make money at home. So many people think the only way of making a living is committing the the nine-to-five grind, barely seeing the light of day until they hit retirement age. However, more and more people are beginning the realize that they too can make money at home, without letting their lives pass them by.

In down times, or for a bit of extra income, or just for an interesting experience, you can participate in taking internet surveys. Keep in mind, however, that there are scammers who will use you without coming through with the originally offered incentives, so rather than waste time and effort, try some of the following steps for taking internet surveys for cash or prizes.

Some surveys are sent to you and called preliminary or qualification questions. So you click through five or so pages and then are told you are not eligible for the survey they need answered. Who knows if his is an actual survey they are getting away with administering without rewarding you for…but real surveys pay real money in excruciatingly small increments, but hey, money is money.

WHERE TO GO

Which is which? Which will actually pay and which will just waste your time and leave you feeling puzzled or used? Through a writers’ newsletter we found what is called the Survey Club. They did all the research into the legitimate and also the most profitable programs.

WHAT TO DO

At surveyclub dot com, then, you can register for free and get insight into what the club has found to be the top twenty-five survey websites. You manually visit each program website and register with three or four safe pieces of information, including your email address. Each program sends you a confirmation email with a link for you to click on which takes you to the site and announces you have been confirmed as a survey participant. From that point, it will be announced whether there are any available surveys to take, or whether you should just watch your email box for survey announcements.

WHAT YOU GET

First, some programs award you the chance at a sweepstakes or drawing of a great prize OR money, depending every time you visit that particular site where you first signed up and log in.

Next, some internet surveys will result in one or more of the following rewards or incentives:

You can earn points for taking surveys.
You can earn points for referring others.

Some programs give you one automatic entry into their big cash amount sweepstakes ($10k, for example) when you first become a member.

Some of the same programs also give you the chance to win a great number (50k, for example) of points the very first time you take a survey.

Other programs have a daily giveaway of a large increment of points (10,000 points, for example).

Typically, you can redeem the points you earn, using them for cash, charity donations, prizes, or raffle tickets.

Each program specifies up front what you can earn, and/or each program includes the details of rewards in each survey invitation they email you. Be sure to get the info before you start!

So if you have or take the time and have or use a little patience, internet surveys can be interesting things to complete to fill up your time or to bring a little added income. The advent of the Internet and the accompanying technological advancements have done so much to assist those who are committed to make money at home. With wireless networks, laptop computers and cell phones, business can be conducted from the comfort of one’s own home, or even their backyard swimming pool for that matter!!

John Mailer
http://www.articlesbase.com/advice-articles/internet-surveys-are-an-easy-way-to-make-money-online-102727.html

PostHeaderIcon Hard Money Profits

Make hard money loans and you get a high rate of return on your cash. You have to do it properly to be safe, of course. You also need a lot of money to invest to do this.

What are “hard money” loans? They are short-term loans (usually 24 months or less) made to real estate investors, usually so they can purchase and rehab a property. There is often a loan fee of as much as five percent or more of the loan amount, and up to fifteen percent or more annual interest. Why do they want these loans?

Hard money means speed and simplicity. When using hard money lenders, an investor can tell a seller “I can close for cash in a week.” That gets the seller’s attention, especially if he has had offers that have fallen through due to financing contingencies.

Hard Money - How It Works

An investor can usually borrow 65% to 70% of the property value, but not just the current value. As a hard money lender, you’ll loan money based on the ARV, or “after repair value” (as determined by your appraiser). You’ll look at the property, more than credit scores, another reason investors will come to you. Let’s look at an example.

An investor finds a beat-up house that he can buy for $105,000. He has a plan that when complete will bring it up to a market value of $182,000. He figures it will take a month to complete, and two months more to sell it. He comes to you, and you agree that his projections seem reasonable. Your appraiser estimates a $186,000 market value when the project is done.

You agree to loan him 65% of the ARV, which amounts to $120,250. The excess beyond the $105,000 purchase price (about $15,000) goes into an escrow account, to be doled out as the repairs begin. Notice that if this investor keeps his costs down, he might do this whole project without any of his own cash invested.

The 4% loan fee you charge is $4,810, and is added to the loan balance, so the investor owes you a total of $125,060. You are charging him 15% interest, and he can pay just the interest due each month, but the whole balance is due within one year. If it takes longer than that and you have confidence in his plan, you might do another loan after that.

For the sake of our example, we’ll suppose that it takes Two months to finish the house, and two months to sell it. The investor gets $181,000 for it. He paid $105,000, and he made a profit of $31,000 after a total of $45,000 for all of his expenses. he is happy. Now let’s look at what part of those “expenses” went to you.

You had the buyer pay for the appraisal and any other costs of closing the loan, so your total investment was $120,250. This was repaid when the house sold, along with the loan fee of $4,810. You also collected four months of interest on the whole balance of $125,060 (the loan and the fee that was also financed), which totals $6253. Your total profit then was $11,063 on an four-month investment of $120,250. That’s an annual rate of return of 27.6%. How many banks make that on their loans?

Does that seem like a lot for the investor to pay? Well it is, but the interest rate and other fees are irrelevant if they allow you to make a good profit. Remember that he made $31,000 after paying those expenses. In any case it makes sense that hard money lenders get paid well to take risks that banks won’t take. If he screwed up the project, stopped paying, and you had to foreclose, you might be selling a half-finished house for just enough to get your money back.

Suppose you keep most of your money out there in these kinds of loans. Since it isn’t all invested all the time, and is making only 5% in the bank, you average just an 18% return. What does that do to a $200,000 investment portfolio in 12 years? It makes it into 1.6 million dollars. You can see why investors with cash make hard money loans.

Steve Gillman
http://www.articlesbase.com/real-estate-articles/hard-money-profits-140225.html

PostHeaderIcon Make Money at Home Internet

Thousands of people enjoy a luxury life most people can’t even imagine. However, a small elite group of people are making it happen for them. The sport cars, the mansions, the exotic vacations, yachts, expensive dinners; you name it! All that is part of their normal day lives. But what separates them from the rest of the millionaires in the world. Simple, they actually have the time to enjoy everything! How did they do it? I’ll let you in on a little secret, but make sure no one else is reading… make money at home with internet.

Eye opening secret

Yes! You can make money at home using internet today and start enjoying the life style you see yourself having in your wildest dreams. These people make so much money its ridiculous. Imagine making $50 an hour for a not too shabby day at making money at home with internet. How much do you make on your current job? Think about it. You can even make more than those 50 bucks if you want to. I’ve seen people make $600 in one day. Multiply that by 30 days and you get a massive 18 Grand a month! More than $200,000 a year!

Anyone can do it

I don’t know about you but I think that’s a lot of money for someone that says it isn’t going too bad for him. And the best part is you can start making that money online now! It doesn’t matter if you’re a beginner in the internet world or have been surfing it for 10 years. Making money at home internet is extremely easy and profitable.

Nothing for everything

You won’t be needing thousands of dollars to start this business because you don’t need to buy real estate, office supplies, and everything else. All you need is your computer and internet connection, which you already have - if not how else would you be reading this - get a hosting service and begin to buy affordable domain hosting names registration web for only 6 bucks a piece!

Joshua Mann
http://www.articlesbase.com/online-business-articles/make-money-at-home-internet-58554.html

PostHeaderIcon Make Money Using Money Trends Member Site

PostHeaderIcon How can a 14 year old boy make money online?

i need money fast. i’m always broke

I actually use GPTHQ as well.

I wont post my referral link, if you want it you can email me - but it is a good site, it’s like a much better, higher paying version of cashcrate.

PostHeaderIcon Where can i find a good home based business to earn some extra income?

Where can i find a good home based business to earn some extra income? Without and start up costs or fees.

You can only obtain legitimate work from home positions from brick and mortar companies.

You want to send your resume out to companies hiring for positions you are qualified for, but include in your resume that you have a home office and you wish to work remotely. Include how you have your home office set up and what equipment you already have in order for you to perform your job.

These jobs are just going to advertised as jobs, they would not promote them as "work at home" because they would hear from too many unqualified people,

PostHeaderIcon How do medical device reps make so much money?

I have heard of people who sell medical devices that make 500,000 dollars a year and more! How is that possible? How do you get those jobs? What are the best med device companies? What do you look at before taking a med device job?

Watch The England Premier League Crazy Football Match Liverpool Vs. Arsenal Live Online 13 December 2009

http://soccerliveontv.blogspot.com/2009/12/watch-england-premier-league-crazy_13.html

http://livesoccernsportsontv.blogspot.com/2009/12/watch-england-premier-league-crazy_13.html

http://never-miss-football.blogspot.com/2009/12/watch-england-premier-league-crazy_13.html

http://livesoccer-tvonline.blogspot.com/2009/12/watch-england-premier-league-crazy_13.html

Watch The Peru Primera Division FINAL Match Universitario Sucre Vs Alianza Lima Live Online 13 December 2009

http://soccerliveontv.blogspot.com/2009/12/watch-peru-primera-division-final-match.html

http://livesoccernsportsontv.blogspot.com/2009/12/watch-peru-primera-division-final-match.html

http://never-miss-football.blogspot.com/2009/12/watch-peru-primera-division-final-match.html

http://livesoccer-tvonline.blogspot.com/2009/12/watch-peru-primera-division-final-match.html

PostHeaderIcon What would drive you to start a home-based business and why?

There are so many people in the U.S. losing their jobs and although entrepreneurship is not for everyone; what would drive you to start your own small business? Home-based or otherwise?

Several things compelled me to start my home-based business
1. Ability to work from home
2. Low start up costs and low overhead
3. Freedom to set my own hours
4. My income is not limited by a wage or salary scale
5..No worry about being fired or laid off
6. Income Tax advantages

PostHeaderIcon Why was I reported/suspended for answering business questions?

I have a home/online business I try to market on the internet and Yahoo is one of the places I sometimes go. Whenever someone specifically asks if anyone has any good home work opportunities to suggest, I answer and tell them about my business. I am short and to the point. I was reported about half of the time I answered and Yahoo shut down my account when I appealed. Do they have any grounds for this?

I read the community guidelines repeatedly. Can’t you promote your business when someone specifically asked for this information?
Maybe if I leave out the part of it being my business, Yahoo won’t get so upset about the questions being answered.
Advertising doesn’t always cost money. If I provide the answer someone is seeking, I’ve given them something of value. Yes, I benefit too. If it’s against Yahoo policy to tell people about your business, I contend it should also be against Yahoo policy to ask the question!
Thank you for your tips and information Yahzmin. Sorry I am a little upset.

Yes, they do have grounds. No, you can’t ‘promote’ your business — this is not a free advertising site.

You state that you "try to market on the internet", so you must know that advertising costs money and that sites get their income by selling advertising space to users like you. So in essence you are ’spamming’ the YA site with your self-promotion. Which is grounds for suspension.

EDIT: Sorry, got called away on an emergency! Anyway, here is the relevant link to the HELP section that explains it to you:
http://help.yahoo.com/l/us/yahoo/answers/abuse/guidelines-10.html;_ylt=AoCZ7FLkV.5sz_2Y5FIsuxJujSN4
and what you can and can’t post regarding your personal websites. Like most Yahoo sites, posting links to a site that sells things, especially if it is yours, is not allowed.

Another place to read is Terms of Service (bottom of page), Section 6, paragraph g — spamming. There is a link there to a separate ’spam policy’ that probably should be read as well.